By Nisha Thapa 
The LIC AAO 2025 (Life Insurance Corporation of India Assistant Administrative Officer) is a national-level competitive exam conducted by LIC to recruit candidates for the post of Assistant Administrative Officer (AAO) in various specializations, including Generalist, IT, Chartered Accountant, Actuarial, Rajbhasha, and Legal. Below is a comprehensive overview of the LIC AAO 2025 exam based on the latest available information and patterns from previous years, as the official notification for 2025 is yet to be released.
LIC AAO Exam 2025
LIC AAO Exam 2025: Important Dates
| Event | Date Range |
|---|---|
| Notification Release | Expected in December 2025 or January 2026 |
| Start of Online Application | Expected December 2025 or January 2026 |
| Examination Date | Preliminary exam likely in March–April 2026 |
| Vacancies | Expected to be around 300–700 |
How to Apply for LIC AAO Exam 2025?
- First visit licindia.in and click on the “Careers” section.
- After that, Click on “Recruitment of Assistant Administrative Officer 2025.”
- Register with your details to generate a unique Registration ID and password.
- Access your account and enter your personal information in the application form.
- It is necassary to upload imaged documents of signature and photograph.
- Pay the application fee via Debit/Credit Card, Net Banking, IMPS, or Mobile Wallets.
- Fill out the form and save it for later use.
Eligibility Criteria for LIC AAO Exam 2025
- Nationality: Candidates must be citizens of India.
- Age Limit: 21 to 30 years as of the date specified in the notification (e.g., January 1, 2025, for previous cycles).
- Age Relaxation:
- SC/ST: 5 years
- OBC: 3 years
- PwBD: 10–15 years (depending on category)
- ECO/SSCO: 5 years
- Confirmed LIC employees: Additional relaxation as per norms
- Educational Qualification (as of the application deadline):
- AAO (Generalist): Bachelor’s degree in any discipline from a recognized university/institution.
- AAO (IT): Bachelor’s degree in Engineering (Computer Science, IT, or Electronics) or MCA/MSc (Computer Science).
- AAO (Chartered Accountant): Bachelor’s degree and CA qualification with 2 years of post-qualification experience.
- AAO (Actuarial): Bachelor’s degree with specific actuarial papers cleared as per the Institute of Actuaries of India.
- AAO (Rajbhasha): Master’s degree in Hindi/English/Sanskrit with specific language proficiency.
- AAO (Legal): Bachelor’s degree in Law (LLB) with 3 years of practice or equivalent.
- No minimum percentage is required for the degree, but candidates must submit relevant documents during the interview.
- Number of Attempts: No limit, as long as candidates meet eligibility criteria.
LIC AAO Exam 2025: Selection Process
The process consists of three stages, followed by a medical examination:
- Preliminary Examination (Phase I):
- Objective-type, online test.
- Candidate should just qualify prelims, prelims marks will not be counted in final result.
- Candidates qualifying move to the Mains exam.
- Main Examination (Phase II):
- Objective and descriptive tests conducted online.
- Objective test marks are considered for shortlisting for the interview.
- Descriptive test (English language) is qualifying in nature.
- Interview (Phase III):
- Personality test and document verification.
- Conducted at designated LIC offices.
- Final merit list is based on Mains marks + Interview marks.
- Pre-Recruitment Medical Examination:
- Candidates must clear a medical test to confirm physical fitness.
- Final appointment is subject to medical clearance.
LIC AAO Salary & Benefits
Pay Scale: ₹53,600–₹1,02,090
- Basic Pay: ₹53,600 per month.
- Increments: ₹2,645 for 14 years, then ₹2,865 for 4 years
Total Emoluments: ~₹92,870 per month in an ‘A’ Class city (including HRA, CCA, etc.).
In-Hand Salary: ~₹82,370 per month after deductions (e.g., PF, taxes).
Allowances and Benefits:
- House Rent Allowance (HRA), City Compensatory Allowance (CCA).
- Defined Contributory Pension, Gratuity, LTC.
- Group Mediclaim, Group Personal Accident Insurance.
- Vehicle Loan (2-wheeler/4-wheeler), meal coupons, mobile handset reimbursement, briefcase allowance, etc.
Training/Probation Period: 1 year (extendable to 2 years); candidates receive a fixed stipend during training, after which regular salary applies
Application Fee for LIC AAO Exam 2025:
| Category | Expected Fee |
|---|---|
| General/OBC/EWS | ₹700 + Transaction Charges + GST |
| SC/ST/PwBD | ₹85 + Transaction Charges + GST |
During the application process, fees can be paid online. For any updates, visit the official website.
LIC AAO 2025 Exam Overview
| Exam Name | LIC AAO |
|---|---|
| Full-Form | Life Insurance Corporation of India Assistant Administrative Officer |
| Level | National Level |
| Conducting Body | LIC |
| Application Mode | Online |
| Official Website | www.licindia.in |
Contact Details
Phone: 022-6827 6827, 89768 62090 (WhatsApp Support for general queries)
Email: co_complaints@licindia.com